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Manage Your Money Like a F*cking Grownup: The Best Money Advice You Never Got
Buku ini merupakan panduan pengelolaan keuangan pribadi yang ditulis secara lugas, humoris, dan praktis\\r\\n. Penulis menekankan bahwa mengelola uang dengan baik berarti mengambil kendali atas kehidupan dan kebebasan diri\\r\\n. Pembahasan diawali dengan cara membuat pemetaan kondisi keuangan pribadi (money dashboard)\\r\\n serta menguasai tiga konsep dasar keuangan: aset, bunga berbunga (compound interest), dan diversifikasi\\r\\n. Penulis membagi tahapan keuangan ke dalam beberapa tingkatan permainan (money games): keluar dari Emergency Lockdown Mode\\r\\n, membangun dana darurat (Oh Shit Fund)\\r\\n, melunasi utang konsumtif (Get the Fuck Out of Debt)\\r\\n, membentuk dana kebebasan kerja (Table-flip Fund)\\r\\n, serta berinvestasi jangka panjang untuk kemandirian finansial (Freedom Fund)\\r\\n dan dana pensiun (Don\\\'t Be Old and Poor)\\r\\n. Selain itu, buku ini mengulas alokasi anggaran dengan prinsip Pay Yourself First\\r\\n dan sistem dua rekening (Fuckaround Fund)\\r\\n, analisis rasional atas opsi membeli vs menyewa rumah\\r\\n, dampak biaya kepemilikan kendaraan\\r\\n, pengelolaan pajak\\r\\n, strategi side-hustle\\r\\n, hingga panduan investasi pasif pada dana indeks ETF global berbiaya rendah\\r\\n.\\r\\nDaftar isi:\\r\\nDisclaimer\\r\\nWhy did I write this book?\\r\\nThis book\\\'s approach\\r\\nChapter 1: This book is for you\\r\\nMoney and freedom\\r\\nThe economy is broken\\r\\nYour brain on money\\r\\nChapter 2: A money crash course\\r\\nMoney is simple; finance dudes want you to think it\\\'s hard\\r\\nSave your money\\r\\nGrow your money\\r\\nKeep your money safe\\r\\nChapter 3: Get your shit together\\r\\nYour money dashboard\\r\\nTrack your money\\r\\nGet the details about your accounts\\r\\nCategorise your spending\\r\\nBonus round: Check your credit score\\r\\nStop! Analysis time\\r\\nManaging the feels\\r\\nChapter 4: Figure out which game you\\\'re playing\\r\\nPlay one game at a time\\r\\nGame 1: Emergency Lockdown Mode\\r\\nGame 2: Build an Oh Shit Fund\\r\\nGame 3: Get the Fuck Out of Debt\\r\\nGame 4: Build a Table-flip Fund\\r\\nOptional Game 5: Special Savings Goals\\r\\nGame 6: Work for Your Freedom\\r\\nGame 7: Don\\\'t Be Old and Poor\\r\\nPutting it all together\\r\\nChapter 5: Wrangle your spending\\r\\nPay yourself first\\r\\nHow to tackle your spending\\r\\nRecurring bills\\r\\nDealing with exceptions\\r\\nDay-to-day spending\\r\\nHome, expensive home\\r\\nYour car will make you poor\\r\\nEverything you need to know about taxes\\r\\nMoney and your family\\r\\nChapter 6: Making money\\r\\nWhat do you want to do when you grow up?\\r\\nFunding studies\\r\\nSide-hustles\\r\\nThere\\\'s no such thing as free money\\r\\nChapter 7: Get the right accounts\\r\\nGeneral principles for choosing accounts\\r\\nBasic bank accounts\\r\\nCut up your credit cards\\r\\nSavings accounts\\r\\nSome principles for investing\\r\\nInvesting for your retirement\\r\\nInvesting for your freedom\\r\\nInsurance\\r\\nStuff to ignore\\r\\nChapter 8: Staying motivated\\r\\nIs all of this too easy for you, fundi? Wanna try some financial maths?\\r\\nYour new money habits\\r\\nSee a financial adviser\\r\\nEnjoy your life\\r\\nBibliography\\r\\nNotes\\r\\nAcknowledgements\\r\\nAbout the Book\\r\\nAbout the Author
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